High Now, Pain Later
If you're a hardcore junkie I wouldn't recommend borrowing money from a triad loanshark to meet your habit.
Not unless you enjoy being charged 500% a year in interest, according to the police. Not only would you still be an addict, you'd be up to your eyeballs in hock for fixes past. And when you couldn't pay you'd get lumped up, which would require more drugs to soothe. Talk about your vicious circles.
Gives a whole new meaning to 'buy now, pay later'.
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